It can be expensive to own and maintain a car in Tulsa or the surrounding areas of zip codes 74003, 74011, 74021. But you don’t have to be broke because of it when it comes to insuring it. Here are some tips to get the cheapest auto insurance you can:
Older Vehicle – Reduce The Coverage
If you have paid off the car, you can drop the collision coverage – it is a big part of your insurance costs. 2
Group Your Insurance Policies
Insurance companies will give you a discount for multiple policies with them. Your homeowners or renters with your cheap auto insurance will save you money under one company.
Increase Your Deductible
Increase your deductible and want your cheapest auto insurance premium drop drastically.
Get Multiple Quotes Before You Buy
Before you buy your next car, get a quote for the cheapest car insurance first. You may decide you don’t like that shiny blue two-door as much as you think!
Drive With Care and Caution
The safer you drive, the cheapest auto insurance is yours to have here in Tulsa or the surrounding areas of Bartlesville, Bixby, Broken Arrow, and Owasso. Stay under the speed limit, stay in your lane, avoid collisions, etc.
Walk when you can and stay off the road -that will minimize your risk of accidents and that will get you cheap auto insurance.
When you buy your next car, get all those bells & whistles like airbags, anti-lock brakes, automatic seat belts, etc.
Seek Those Discounts
If you have a teen driver and they are a good student, ask about that discount. If you belong to any group or organization, ask about a discount. If you’ve taken a defensive driving course, let them know.
Pay In Full Upfront
Cheap auto insurance will be cheaper if you can pay your premium all upfront. That monthly invoice is dinging you a few extra dollars every month.
Keep your car in the garage and use the alarm system in your car and your garage. The more protection you have, the cheaper your auto insurance will be.
Skip Coverage for Roadside Service
You may not realize it, but if your cheap auto insurance has the extras like roadside coverage, then you aren’t getting the cheapest car insurance you can. Review the policy with your agent and drop those fancy things.
Keep A Good Credit Score
Keep your bills paid on time so you can have the cheapest auto insurance possible. Insurance companies use credit history to determine premiums.
Make your next car hybrid and you’ll save some money on your auto insurance.
Senior Discount Status
Many insurance companies provide an extra discount for those over 55, so brag about your age!
Are You Connected?
Military and x-military get great discounts getting them cheap car insurance. Other groups and organizations can get you a discount too. Ask!