Drivers are required to have minimum liability auto insurance in most states now. Not having it can lead to loss of license, impounded car, and more. And yet, too many drivers are ignoring that law and driving around without it. Just in Oklahoma alone, in Tulsa or the area codes of 74012, 74013, 74008 and others, it is said that ¼ of the drivers are uninsured. Even with all the options of getting cheap auto insurance these days, there are still way too many people without it still.
What Does This Mean To You?
You’re probably thinking “So what? I have my liability insurance.” Well, while that’s all fine and good for you, what if you’re in an accident caused by an uninsured motorist? They aren’t just breaking the law, but they have your financial future in jeopardy too!
These consequences of these uninsured drivers not taking advantage of finding the cheapest auto insurance possible can leave you without a car and with a lot of medical bills. Even if they have the minimum liability required by law, they could be underinsured because they only have what the state requires. And in reality, that minimum, usually $10,000, isn’t enough to cover all the expenses you may have.
What Can You Do?
While you’re looking for the cheapest car insurance you can find, which is understandable with all the expenses of living today, make sure you get uninsured and underinsured coverage too. This way, if you’re in an accident that isn’t your fault and the other driver isn’t insured or only has the minimum amount, you have something to help you with medical bills, property damage, and repair or replace your car.